Risk Management5 min read

Risk-Reward Ratio Explained

The risk-reward ratio (R:R) compares how much you risk per trade to how much you aim to make. A 1:2 ratio means you risk R100 to make R200. It sounds simple — but most traders misunderstand how R:R interacts with win rate, and that's where accounts get destroyed.

What Risk-Reward Ratio Actually Means

R:R is calculated before you enter a trade. You define your stop-loss (risk) and take-profit (reward). If your stop-loss is 50 pips and your take-profit is 100 pips, your R:R is 1:2.

The ratio tells you how much you need to win to break even. At 1:2 R:R, you need to win 33% of your trades to break even. At 1:1, you need 50%. At 1:3, you need 25%.

The break-even formula: Win rate needed = Risk / (Risk + Reward). At 1:2: 1 / (1 + 2) = 33.3%. At 1:3: 1 / (1 + 3) = 25%.

Why 1:2 Isn't a Magic Number

Many trading courses teach that 1:2 is the minimum R:R. The logic: if you win more than 33% of trades at 1:2, you're profitable. But this ignores a critical reality: higher R:R targets have lower win rates.

A strategy targeting 1:2 R:R might have a 40% win rate — profitable. A strategy targeting 1:5 R:R might have a 15% win rate — also profitable. But a strategy targeting 1:2 with a 25% win rate is losing money.

R:R and win rate are linked. You can't set one without considering the other. The relationship depends on your strategy, instrument, and timeframe.

The Expectancy Formula

Expectancy is the single number that tells you if your strategy is profitable. It combines win rate and R:R into one metric:

Expectancy = (Win Rate × Average Win) - (Loss Rate × Average Loss)

Example: 45% win rate, 1:2 R:R, R100 risk per trade.
Expectancy = (0.45 × R200) - (0.55 × R100) = R90 - R55 = R35 per trade

Positive expectancy means profitable over time. Negative expectancy means you lose money regardless of how disciplined you are. This is the number that matters — not your R:R ratio alone.

High R:R vs High Win Rate

There are two paths to profitability:

1.
High win rate, low R:R — Win 70% of trades at 1:0.5 R:R. You win often but each win is small. Requires very tight stop-losses and quick exits. Scalping strategies often sit here.
2.
Low win rate, high R:R — Win 25% of trades at 1:4 R:R. You lose often but each win is large. Trend-following strategies often sit here. Requires psychological tolerance for long losing streaks.

Neither is better. The question is which fits your psychology and trading style. If you can't handle 10 losses in a row, don't trade a high-R:R trend-following strategy. If you can't take small profits, don't trade a high-win-rate scalping strategy.

Practical Application

When backtesting, track these numbers:

  • Win rate per strategy per instrument
  • Average win size vs average loss size (actual R:R)
  • Expectancy per trade
  • Maximum consecutive losses (for psychological prep)

The backtester calculates all of these automatically. Run the same strategy across multiple instruments to see how R:R and win rate vary — the same strategy can have 1:2 R:R on EURUSD but 1:1.5 on gold.

Related Articles

→ Position Sizing in CFD Trading→ Win Rate vs Profit Factor→ Stop-Loss Strategies Explained

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